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Savings & Retirement

Assurance Retraite - Assurance Béziers - Ambrosino

Prepare for your future with peace of mind.
Because every life project is unique, our savings and retirement solutions have been designed to adapt to your objectives and time horizon. Whether you want to prepare for your retirement, build capital, optimize your tax situation, or transfer your wealth, we build a personalized strategy adapted to your situation with you.

Save at your own pace and prepare for the future with peace of mind thanks to flexible solutions and long-term support.”

 » Behind every contract, there is a project, a family, or a business. Our role is to support you to move forward with peace of mind, today and tomorrow. « 

Savings & Retirement

In detail

Assurance Optimisation fiscale - Assurance Béziers - Ambrosino - 1

Individual PER (PERI)

Whether you are an employee or self-employed, the Individual Retirement Savings Plan (PERI) allows you to prepare for your retirement while benefiting from an advantageous tax framework, depending on your situation.
Progressively build savings, make payments at your own pace, and prepare an additional income source for your retirement.

 
 
Barral Assurances – Your insurance, savings, and wealth solutions in Agde, Marseillan, and throughout France.
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Allianz PER Horizon - Flexibility and accessibility

Prepare for your retirement with a flexible and accessible solution. Programmed payments from €50/month or free payments according to the terms of the contract.
Your savings can remain available in certain cases provided by regulations, notably for the acquisition of the primary residence or certain life events (for example: death of your spouse or civil partner (PACS), category 2 or 3 disability (yourself, your children, your spouse or civil partner (PACS)),
expiration of your unemployment benefit rights, cessation of your self-employed activity following a judicial liquidation judgment, etc.). Upon retirement, choose a payout as capital, an annuity, or a combination of both.
 
Barral Assurances – Your insurance, savings, and wealth solutions in Agde, Marseillan, and throughout France.
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Allianz PER Horizon - Advantageous tax framework

Depending on your tax situation and status, voluntary contributions made to your PER can be deductible from your taxable income within the limits provided by regulations.
You can also choose not to deduct your payments to adapt the taxation when retrieving your savings at retirement.

Barral Assurances – Your insurance, savings, and wealth solutions in Agde, Marseillan, and throughout France.
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Savings - Life Insurance

Life insurance allows you to build long-term savings to finance your projects, prepare for your retirement, or plan the transfer of your assets within an advantageous tax framework.
We support you in defining your investment strategy according to your objectives, placement horizon, and risk tolerance.

Barral Assurances – Your insurance, savings, and wealth solutions in Agde, Marseillan, and throughout France.

Investment Solutions

Depending on your profile and objectives, certain solutions can allow you to diversify your savings and seek potential performance on the financial markets while integrating different levels of risk.

Each investment must be studied in light of your situation, objectives, and investment horizon.

Barral Assurances – Your insurance, savings, and wealth solutions in Agde, Marseillan, and throughout France.